Deen Dayal Jan Awas Yojna is an initiative of Haryana government to encourage the development of "high density plotted colonies" in Low and Medium Potential towns of Haryana through a liberal policy framework. This policy aims to put a check on mushrooming of unauthorized colonies in these townsand simultaneously achieve the target of 'Housing For All -2022'
To encourage the development of such colonies by private colonizers, the rates of licence fee and external development charges have been substantially reduced, while the conversion (CLU) charges and infrastructure development charges have been waived off.
The most attractive feature of DDJAY for benefit of prospective buyers is availability of loan up to 80% of property value from all leading institutions. Currently there is a significant cash component involved in land transactions and maximum loan of 60% of cheque value is available. This scheme makes it possible for buyers to purchase freehold, litigation free and loanable plots. First time buyers can avail interest benefits upto 2.35 lacs under Credit Linked Interest Subsidy Scheme of the government.
Affordable Plotted Housing Policy for Low and Medium Potential Towns'
This policy is intended to encourage the development of high density plotted colonies in Low and Medium Potential towns of the State wherein small plots are made available through a liberal policy framework.
All such projects shall be required to be necessarily completed within 7 years (5+2 years) from the date of grant of licence
The projects under this policy shall be allowed only in the residential zone of the notified Development Plans of Low and Medium Potential towns of the State. Further, in any residential sector not more than 30% of the net planned area under residential zone, inclusive of the 20% area limit allowed for group housing projects, can be allowed for projects under this policy. However, if a residential sector has an area of less than 50 acres, one such project shall be allowed upto 15 acres.
The minimum and maximum net planned area for such projects shall be 5 acres and 15 acres respectively irrespective of the Development Plan where such project is proposed. Not momore than 10% of the licenced area should fall under sector roads.
The first licence may be obtained for an area of 5 acres or more and additional licence for minimum 2 acres can be obtained to take the aggregated area of colony upto 15 acres.
Grant of licence shall be considered under this policy, initially, against 20% group housing area limit in such sector. Once the area under 20% limit stands exhausted on account of either group housing licences or affordable housing policy 2013 projects or under the present policy; grant of any further licence under this policy shall be considered only upto a further limit of 10% of the net planned area under residential zone of such sector