About Deen Dayal Awas Yojna Scheme Gurgaon


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DDJAY Floors

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What is Deen Dayal Jan Awas Yojna ( DDJAY ) Scheme

Deen Dayal Jan Awas Yojna is an initiative of Haryana government to encourage the development of "high density plotted colonies" in Low and Medium Potential towns of Haryana through a liberal policy framework. This policy aims to put a check on mushrooming of unauthorized colonies in these townsand simultaneously achieve the target of 'Housing For All -2022'

To encourage the development of such colonies by private colonizers, the rates of licence fee and external development charges have been substantially reduced, while the conversion (CLU) charges and infrastructure development charges have been waived off.

Salient Features:

  1. Plotted development in area of 5 acres to 15 acres with saleable area not exceeding 65% of licensed area. Not more than 10% of licenced area should fall under sector roads.
  2. Plot sizes from 60 sqmetre to 150 sqmetre with FAR of 2 and maximum density of 400 persons per acre
  3. 5% of the licenced area dedicated for organized open space with at least one open area of 0.3 acre in each colony of the development.
  4. The colonizer will sell the licenced area in two phases. The latter 50% can be sold only after completion of Internal Development Work for which the colonizer is directed to mortgage 15% of saleable area.
  5. 10% area of licenced colony to be transferred by colonizer to the Government for development of community facilities.
  6. All projects to be completed in 7 (5+2) years from the date of grant of licence.
  7. Registration of independent floors in plots with provision of stilt parking

The most attractive feature of DDJAY for benefit of prospective buyers is availability of loan up to 80% of property value from all leading institutions. Currently there is a significant cash component involved in land transactions and maximum loan of 60% of cheque value is available. This scheme makes it possible for buyers to purchase freehold, litigation free and loanable plots. First time buyers can avail interest benefits upto 2.35 lacs under Credit Linked Interest Subsidy Scheme of the government.

Affordable Plotted Housing Policy for Low and Medium Potential Towns'

This policy is intended to encourage the development of high density plotted colonies in Low and Medium Potential towns of the State wherein small plots are made available through a liberal policy framework.

All such projects shall be required to be necessarily completed within 7 years (5+2 years) from the date of grant of licence

The projects under this policy shall be allowed only in the residential zone of the notified Development Plans of Low and Medium Potential towns of the State. Further, in any residential sector not more than 30% of the net planned area under residential zone, inclusive of the 20% area limit allowed for group housing projects, can be allowed for projects under this policy. However, if a residential sector has an area of less than 50 acres, one such project shall be allowed upto 15 acres.

The minimum and maximum net planned area for such projects shall be 5 acres and 15 acres respectively irrespective of the Development Plan where such project is proposed. Not momore than 10% of the licenced area should fall under sector roads.

The first licence may be obtained for an area of 5 acres or more and additional licence for minimum 2 acres can be obtained to take the aggregated area of colony upto 15 acres.

Grant of licence shall be considered under this policy, initially, against 20% group housing area limit in such sector. Once the area under 20% limit stands exhausted on account of either group housing licences or affordable housing policy 2013 projects or under the present policy; grant of any further licence under this policy shall be considered only upto a further limit of 10% of the net planned area under residential zone of such sector

  1. Max area of plots to be permitted: 150 sqm.
  2. Min. and Max. density permitted: 240 to 400 persons per acre (PPA).
  3. Max. area allowed under Res. & Comm. Plots: 65% of the licenced area
  4. Area under Commercial Use: Max. 4% of licenced area.
  5. Max. FAR on Res. plot of upto 150 sqm: 2.00
  6. Min. width of Internal roads in the colony: 9 metre
  7. Minimum Area under organized Open Space: 7.5% of the licenced area. The entire area prescribed under organized open space shall preferably be provided in a single pocket of regular shape. At least one organized open space pocket, in each colony, shall be of not less than 0.3 acre area.
  8. No separate EWS/NPNL category plots shall be provided to eliminate any cross subsidy component and thus to avoid any adverse impact on the affordability of plots made available under this policy.
  9. Clubbing of residential plots for approval of integrated zoning plan of two adjoining plots under same ownership shall not be permitted in the colonies approved under the present policy.
  10. The colonizer will transfer 10% area of the licenced colony free of cost to the Government for provision of community facilities. This will give flexibility to the Director to workout the requirement of community infrastructure at sector level and accordingly make provisions. Since the area will be received in a compact block, it will help in optimal utilization of the area.
  11. Registration of independent floors in plots shall be allowed.
  12. The stilt parking shall be allowed Allotment of 50% residential plots covering saleable area (excluding 50% area frozen by the Department) shall be undertaken in the first phase by the licencee/coloniser. However, the colonizer shall also carry out development works simultaneously on this area also. It is clarified that 15% area mortgaged towards IDW shall be part of 50% area frozen by Department upto completion of IDW in the colony.

Deen Dayal Jan Awas Yojna Gurgaon Benefits:

  • Buyers have the freedom to purchase freehold, loanable and litigation free plots under this scheme. First time home buyers are also eligible for interest benefit of upto 2.35 lacs under credit linked interest subsidy scheme known as Pradhan Mantri Jan Awas Yojna (PMAY) of the government.
  • Under DDJAY scheme, developers can register four independent floors on each plot with the provision of stilt parking and lift.
  • Each floor is eligible for separate registry and therefore separate bank loans can be taken for each floor. The total FAR on each plot makes for 2.68.
  • Under DDJAY scheme, only 50% of plots can be allotted before their development. Remaing 50% plots are only allowed for allotment or sale after completion of township or after obtaining the completion certificate from teh Director Town and Country Panning, Haryana Govt.(DTCP).
  • The developer or the colonizer has to transfer 10% area of the licensed colony to the government for the development and upkeep of community facilities.
  • The town planning scheme under DDJAY is allowed only in residential zones of towns as mentioned in the master development plans.
  • In order to encourage development of these colonies by private colonizers, the external development charges and rates of license fee have been reduced greatly, while the infrastructure development and the conversion charges have been removed.
  • After 90 days of application, the CLU will be approved
  • The maximum allowed area of the plot size under DDJAY is 150 sq.mt. (180 sqyards). Also the maximum and minimum density per acre is 240 and 400 people respectively.
  • Under DDJAY, for the medium potential towns, the license fee will be levied at a rate of Rs 1 lac per acre and Rs, 10,000 per acre in case of low potential towns. High and Hyper potential zones EDC charges will be same as under normal plotted townships. In case of Sohna, the EDC charges are around Rs 90 Lacs per Acre.
  • The developer or the colonizer is responsible to sell licensed area in two phases. After the completion of internal development work of the complete township, the 50% licensed area can be sold. For this, the colonizer is required to mortgage 15% of saleable area.
  • The colonizer is required to transfer 10% of the licensed area to the government for the development of the community facilities.
  • It is mandatory for all the developers to complete the housing projects within 7 years of the grant of the license.
  • All the flats developed under DEEN Dayal Jan Awas Yojna are built by the private housing construction companies under the supervision of state government.
  • DDJAY scheme will certainly reduce the increase in unauthorized colonies in the state.
  • Allotment under DDJAY scheme is done under first cum first basis unlike other affordable housing scheme where draw of lots is conducted.

Deen Dayal Awas Yojna Scheme in Gurgaon Highlights:

  • Project launched in the growing area of Gurgaon
  • Surrounded By Fully Greenery environment
  • Close to IMT Maneser and Udyog Vihar
  • Near to Huda City center
  • All the Public Transportation Facilities available
  • A few Minutes away From Indira Gandhi International airport
  • More than 250 of the Fortune 500 companies have their set-up near project location
  • Just few minutes away from Gurgaon Railway station and Bus Station
  • Well connected to Capital City Delhi and Ghaziabad